Business Insurance

Business overhead expense a.k.a BOE disability insurance pays the business overhead costs if they become disabled. A BOE policy pays a 30 day benefit based on expenses, not projected profits. It is setup for companies that rely on a few people (or one person) to generate revenue.

Chargeback insurance is an insurance coverage plan protecting merchants who accept credit cards. The chargeback insurance protects merchants when there is cardholder fraud such as unauthorized charges, and covers claims arising out of the merchant's liability to the service bank.

A fidelity bond insurance covers policyholders from losses that happen as a result of fraudulent acts by specified people. It generally insures a company for losses incurred by its own dishonest workers.

Injury cover refers to when an individual receives or claims insurance compensation for work accidents or injuries.

Political risk insurance can be taken out by any sized companies against political risk—the risk that political conditions will end in a loss. Some type of political risks that this type of insurance may cover are: Political violence, Government expropriation, Government confiscation of assets, Government repudiation of contracts, wrong calling of letters of credit, and inconvertibility of foreign currency.

Professional liability insurance a.k.a Professional Indemnity Insurance, guards professionals such as architects, lawyers, physicians, and accountants against negligence circumstantial claims filed by their patients or clients. Professional liability insurance can take on multiple names for the given profession. Such as, professional liability insurance in the medical profession is generally called Medical Malpractice. Notaries public can get errors and omissions insurance a.k.a E&O. Other types of E&O policy holders for instance are real estate brokers, home inspectors, appraisers, and web developers. Additionally there are specific Errors and omissions policies for tech companies, such as software developers, technology consultants and other types of technology.

Trade Credit Insurance a.k.a Credit Insurance is a type of insurance and also a risk management product distributed by private insurance companies and governmental Export Credit Agencies to companies entities wanting to guard their balance sheet asset, accounts receivable, from losses due to credit risk taking such as protracted default, insolvency, or bankruptcy.