[Beck]

I've recently had my mobile stolen in Spain, i reported it to the police and have been given a crime reference number, but the statement is totally in Spanish. Do insurers have to check the statement to pay out?

[J G]

They probably won't check every one, just if they suspect you may be fibbing!

[Charles S]

Usually not but I think that they randomly check a percentage to prevent fraudulent claims.

[Simon M]

If they suspect fraud, or if a vehicle is stolen, they will not pay out until they have a crime reference number. Every insurer has a counter fraud department and if they suspect your claim is fraudulent they will check with the police.

[darckling]

they will check it these days , the credit crunch ahs worried them.