[KatieKat]

I don't get insurance through work but I saw something online for health and dental plans. They seem a lot cheaper than getting insurance on my own.Has anyone tried this? Is there a catch I'm not seeing?Thanks!

[znr12]

HiSimple answer. Dental plan that you are referring to is not an insurance. It is normally called discount dental plan.This is how it works.1) There is no monthly premium. You buy the plan for a certain amount of money and the plan promised to cover you for certain types of dental services.2) When you go to the dentist the plan will pay a certain percentage of the bill and you pay the rest. In other words you pay at a discount price.3) There is no deductible.4) Less hassle compared to insurance.