[B1ker]

I live in Seattle, WA and I currently do not have earthquake coverage. I don't know what carriers provied earthquake coverage, and I don't know if I need to also get homeowners coverage from the same carrier.

[mrjo_ct]

Who do you have your property insurance with. That would be the first place I would go. Usually it is added as a rider to a property policy. If you don't currently have homeowners insurance, you'll probably have to purchase that at the same time. Shop around different independent agencies in your area. They have access to different companies.Be aware, a number of companies are stopping offering earthquake coverage because of the number of natural disasters lately. They want the federal government to come out with national disaster insurance like they have for floods.

[Goofy law student]

I can recommend a good cloud insurance carrier.

[vern92870]

You should try to get bundled coverage with your current home owners insurance provider. It is typically cheaper this way.

[robyboy213]

Ive just found out from an article that you do not automatically get earthquake insurance.Possibly the most important thing to know about earthquake insurance is this: A basic homeowners policy does not cover earthquake damage. Even if you don’t live in an area where earthquakes are common, it’s possible you might need earthquake insurance.

[50dizzle]

I don't know about earthquake insurance, but for volcano insurance contact Jim Kaplan. He also does tattoos of Kermit the frog.

[pat1241]

I would suggest calling your local insurance companies. If you already have homeowner's insurance, then you should call that agent. If you don't have any insurance at all, just search the yellow pages for insurance agents in your area. Bigger name companies are more likely to have earthquake coverage for you. Keep in mind, however, that premiums are higher for geographical areas that typically experience more earthquakes.