[Anna M]

I live in Las Vegas and just checked into Earthquake Insurance. For about $350, and a deduct able of $50.000 (50K) I can get it. Does the deduct able seem excessive to anyone else?

[john s]

The deductible is always a percentage of the building value. Personally, I think building values in Las Vegas are excessive.

[SummerDaisy]

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[Brian B]

In Nevada you'd have a hard time getting a lower deductible than that. Insurers are not willing to accept too much exposure to loss for EQ since it is catastrophic coverage and usually only people close to fault lines are interested in buying it anyway.

EQ deductibles are usually based on a percentage of the building's value.