[dianahoward1981]

No quakes in the 30 years I've lived here, but it only takes one. . .

[lou b]

if you can afford it, yes. even minor ones can cause foundation problems, and you dint want to pay for that!

[Poofee21]

the whole state is going to sink into the ocean after the "Big One" so it won't really matter

[yumayra l]

I would suggest that you do, even a minor earthquake can do serious damage to a home. If you think is too expensive for you, keep in mind that if something happens to house due to an earthquake and you have to demolish/rebuild due to structural (or foundation) damage...it wouldn't be covered in your current home policy.

[adsl_uk2000]

Yea.... If you have a mortgage, I think it's required, isn't it?

[indrep33]

Depends on how much of your current and future resources are tied up in your home!!