[fgeel]

My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that he's received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. How is that possible?

[altima]

dmv records anyone...

[craig m]

hes got to be lying or had lawyer take his tickets to court and won!tickets are sent to the states motor vechicle division, thats how they find out about your tickets!TC GL :-)

[Girmay]

Your insurance can not get the information until you are convicted of the violation, not when you are cited for it. So, on a simple violation, if you fight and win it will not enter your public record, the insurance will probably never find out and your rates should not be affected.

Even if you are convicted of a violation, your insurance company may not find out about it for a very long time, as the reporting is not automatic. To get the information, your insurance company must actively query databases and evaluate the results, which they can do by themselves or through a third party intermediary.

[jacks1]

Yes it is right that the company keep track of their clients and try to point out something wrong in the profile to increase or cut some benefits from them. But any way insurer must also update the information about the new steps of the company.