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Old 07-25-2008, 12:06 AM
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Default What type of insurance is necessary for a home business?

My husband and I are starting a pool service/cleaning business. He will be the only employee. Do we need any type of insurance to start this business?
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Old 07-27-2008, 12:06 AM
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liability for one, probably the most important one
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Old 07-30-2008, 12:06 AM
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Depends on what you're doing. If you're applying ANY pool chemicals, most states will require you to have an herbicide/pesticide license, which will require general liability.

General liability is probably a good idea anyway.

You should probably talk to a local agent to discuss this further.
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Old 08-04-2008, 12:06 AM
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~~He will definitely need liability insurance, and check your state contractors board. In California, pool service companies must also be bonded and licensed.~~
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Old 10-24-2011, 10:33 AM
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Business liability insurance is the most important one. It covers losses experienced by people who patronize the business. For instance, if a customer is hurt while on the business premises in a slip and fall accident, the liability insurance may cover the cost.
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Old 01-31-2012, 12:44 PM
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As per my experience and knowledge the best will be the general liability insurance but it may also depends on the licence you must have to start the business.
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