Does "insurance" go up if you add a person to the lease when renting an apt?
I have been living w/ my boyfriend and his best friend for over 2 years, but technically, I wasn't actually living here b/c I wasn't on the lease. But now I would like to be put on the lease and when brought up to the landlord, he says if I stay in the apt for more than 3 night a week, legally he has to add me to the 'insurance'. He said the insurance would be $200 more that we have to cover...can this be true?! Our rent is already $1600 for 1000 sq ft, stained carpet, a floor bored by the sliding door that's rotting that he refuses to do anything about and says it's our fault (unless we leave the door open every single time it rains for a year, that's impossible...the door leaks) and the kitchen is, I am not joking, 9x6. And now he wants $1800??! We live in fold county and I still think that's insane. He said he would raise the rent, but it's the 'insurance' he has to add me too. Really? $2400 a year for 1 person in a 2 bedroom apt? And my boyfriend and I are sharing a room...someone please shed some light on this situation.
Thanks! <3
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